Main Content


Home » Get a Loan

Get a Loan

It’s not always necessary to have a mortgage broker or bank pre-approval before buying a home, but it’s definitely smarter to get one in advance.  This way you know for certain how much home to buy.

Popular first-time buyer loans are FHA loans because the minimum down payment requirement is much less than a conventional loan.  However, if you are thinking about buying foreclosures or short sales, for example, conventional buyers tend to get priority with REO banks and sellers.